The Use Of Force Is Always Ugly. Know The Law!

Play Use of Force Podcast

Broadly speaking, the use of force by law enforcement officers becomes necessary and is permitted under specific circumstances, such as in self-defense or in defense of another individual or group (NIJ).

The Use Of Force Is Always Ugly.

The Bureau of Justice Statistics (BJS) in Data Collection on Police Use of Force, states that “…the legal test of excessive force…is whether the police officer reasonably believed that such force was necessary to accomplish a legitimate police purpose…” However, there are no universally accepted definitions of “reasonable” and “necessary” because the terms are subjective. A court in one jurisdiction may define “reasonable” or “necessary” differently than a court in a second jurisdiction. More to the point is an understanding of the “improper” use of force, which can be divided into two categories: “unnecessary” and “excessive.” The unnecessary use of force would be the application of force where there is no justification for its use, while an excessive use of force would be the application of more force than required where use of force is necessary.

The Use Of Force Is Always Ugly.  Know The Law!

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Here is a great brief: Use Of Force – Myths And Realities Audio sourced from the Federal Law Enforcement Training Center. Not knowing how, when, where, and why to use force will compromise your finances, and your life.

The Use Of Force Is Always Ugly.  Know The Law!


How A USAA Customer Went From -$42,000 Debt to a +$25,000

By Felix A. Montelaracropped-lra-logo-blue.jpg
Source: USAA Magazine

As a member of USAA,  I am proud to say that this is a company dedicated to those who have served.  USAA does a great good at protecting our family through many of their products without taking us  toward bankruptcy. USAA Jones I saw an article in the USAA Magazine that cuaght my eye and I wanted to pay it forward. Here is the story of Angelo Jones who not only got out of $42,000 in debt (disaster) but managed to save $25,000 allowing Jones to participate of the “American Dream” of purchasing a home.

For the rest of the story click on the following link (Logo):

Note: I am a USAA happy customer and I am not being paid. Best regards, Felix A. Montelara, Author: Potencial MillonarioAmonzon Book cover  



Aquí Comenzó el Podcast de Potencial Millonario

Aquí Comenzó el Podcast de Potencial Millonario

Aquí esta el primer episodio de potencial millonario.

Amonzon Book cover

Wow, déjeme saber cual es su opinión sobre como ayudar a otras persona a llegar a estar libre de deudas, y llegar a tener mas dinero.  Le doy las gracia a Luis Gierbolini por ser uno de los primero en hablar sobre su experiencia después de haber leído el libro Potencial Millonario

Aquí Comenzó el Podcast de Potencial Millonario

Aquí Comenzó el Podcast de Potencial Millonario


Military Wallet Podcast for Veteran, Reservist & National Guard LEO’s

By: Felix A. Montelara

Source: The

Check out this podcast the Military Wallet. I am an U.S. Army Veteran and have used the VA lra logo  blueCertificate of Eligibility to purchase several homes. When I completed my obligation with the Army, I went back to my LEO job based on the VA military re-employment right.  This  podcast and its companion website is very helpful and full of information. I highly recommend you visit and listen.

I hope you enjoy this post but most importantly you put in practice what you have learned.

Military wallet
Click to see all Episodes

The Military Wallet Podcast by Ryan Guina a weekly podcast that was created to bring you the latest news and information in military and veterans benefits.  The blog has a wide range of topics covering benefits programs for active duty members, retirees, members of the Guard and Reserves, veterans, and their family members.  Some of the topics we cover include military pay and benefits, military retirement pensions, VA Disability claims, VA Loans, GI Bill, Thrift Savings Plan, and much more.

If you are a veteran or serve in the Reserves or National Guard this podcast is for you. Here is the website if you are like me and love to read.

The Military Wallet

Go to Website

Do you Know The Millionaire Next Door?

TBook Title Herehe Millionaire Next Door accumulates 100’s of interviews within wealth ranking neighborhoods and discovers the habit so many of these wealthy individuals share. *A must read for success. I’ve provided the full audio book of the novel for you to listen to.

You will need about 8:45 hour to listen to this audio. If you do complete the audio book it will lead you to succeed with money. The authors of  The Millionaire Next Door make it clear that high income does not equal wealth. Want to learn more? Enjoy the audio book below. If you can afford it buy the book. it has great information that will lead you to financial freedom.

Felix A. Montelara

LEO, Radio Host, Speaker,& Author

Bulletproof Finances (Release Spring Summer 2015)


Book Synopsis:

In this New York Times best-selling book, The Millionaire Next Door: The Surprising Secrets of America’s Wealthy, Dr. Thomas J. Stanley uses over two decades worth of surveys, personal interviews with millionaires, and data to reveal the secrets for building wealth in America.Amonzon Book cover

In The Millionaire Next Door, Dr. Stanley shattered the contemporary held beliefs about America’s rich – and how they got that way. It is seldom inheritance or advanced degrees or even intelligence that builds fortunes in this country. Wealth in America is more often the result of hard work, diligent savings, and living below your means. The Millionaire Next Door reveals the common denominators that show up again and again among those who have accumulated wealth.

Over 2 million copies of The Millionaire Next Door have been sold. And the book appeared on The New York Times best seller list for over three years. Based on interviews with Dr. Stanley, numerous articles about The Millionaire Next Door appeared in such publications as Fortune, Forbes, Money, U.S. News and World Report, The Limbaugh Letter, The New York Times Magazine, The Wall Street Journal, USA Today, and People Magazine. Dr. Stanley also profiled the typical millionaire next door while he was a featured guest on ABC’s 20/20, The Today Show, and The Opray Winfrey Show.