Max Amini Takes on CHP Christmas Party

Max Amini Takes on CHP Christmas Party

Max Amini was born in Tucson Arizona, to Iranian parents who immigrated to Arizona. He was raised on the West Coast and graduated from UCLA’s school of Theater, Film and Television in 2004. As an actor, Max has numerous film and television credits including NBC’s Heroes, regular appearances on Comedy Central’s Mind of Mencia, and a leading role in the film “How Beer Pong Saved my Life”.

Max Amini Takes on CHP Christmas Party

Posted by the Law Enforcement Office Edition
Author: Felix A. Montelara: The Potencial Millionaire Media


Police Salaries 80th to 90th percentile Income Paying Jobs

The Most Common Jobs For The Rich, Middle Class And Poor

Police Salaries 80th to 90th percentile Income Paying Jobs
Comment by Felix A. Montelara:

Police work averages in the 20% of higher paying jobs, surpassed by Doctors, Lawyer, and Executives.cropped-lra-logo-blue.jpg Should we consider that being part of the middle class or among the rich.  Read the NPR article below and let know your opinion in the in the comment box.

Police Salaries 80th to 90th percentile Income Paying Jobs

We’ve written a lot about how income has changed (or not) for the rich, middle class and poor in the U.S. We’ve written much less about what the rich, middle class and poor actually do for work.

To remedy that, we made this graph. It shows the 10 most popular jobs in each income bracket. Click on each job to see where it appears in different income brackets.

Police Salaries 80th to 90th percentile Income Paying Jobs
The jobs here look shockingly familiar. It’s like a Richard Scarry model of the labor market, with people working jobs ripped right out of a storybook. This is the kind of work that needs to get done in every city in America. It shows that, at least nationally, the conventional idea of what people do for a living still holds.

Looking across incomes and rankings there are a couple of interesting things to note:

  • It’s good to be the boss: Being a manager is the most common job from the 70th percentile up to the 99th.
  • Doctors and lawyers are only found in the top two brackets. (There’s a reason our grandmothers wanted us to go to med school or law school.)
  • Sales supervisors are well-represented across all groups. It’s a broad job title that applies to people making as little as $12,000 a year all the way up to six figures.

The data come from the American Community Survey using individual income from wages and salaries. We restricted the sample to adults ages 25 to 65 and who worked at least three months in the past year.
Police Salaries 80th to 90th percentile Income Paying Jobs


JetBlue offering police free flights to slain NYPD cops’ funerals

On Behalf of The Potential Millionaire Law Enforcement Edition our  Community wants to  Thank JetBlue for your support to law enforcement in our great nation.  Send a requests to:


Source: New York Post

JetBlue offering police free flights to slain NYPD cops’ funerals
By Daniel Prendergast and Natasha VelezDecember 24, 2014 | 3:24pm

JetBlue offering police free flights to slain NYPD cops’ funerals Police officers watch over a makeshift memorial in remembrance of the two NYPD cops who were slain over the weekend.

Photo: Paul Martinka

JetBlue airlines said Wednesday it will be offering free flights to police officers from around the country who wish to attend the funerals for the two slain NYPD cops killed over the weekend.

The airline said it will allow up to two cops from each department to fly at no charge from anywhere across its route network to New York City.

NYPD officers Wenjian Liu and Rafael Ramos
Photo: DCPI

“We’re honored to do what we can to support the communities we serve, and our team has made flights available to law enforcement agencies … who wish to send representatives to New York to support their brethren,” said JetBlue spokeswoman Sharon Jones.
Officer Rafael Ramos’ funeral will be held Saturday at the Christ Tabernacle Church in Glendale, Queens, and is expected to be packed with cops from far and wide.

Funeral services for Officer Wenjian Liu have not been finalized, but JetBlue said it is working with a partner carrier to bring the cop’s relatives to New York from China at no charge.

Police departments looking to send representatives can send a written request to the airline at


Policemen & The Rest of The Story

What Are Policemen Made Of?

By Paul Harvey

Don’t credit me with the mongrel prose: it has many parents-at least 420,000 of them: Policemen.

A Policeman is a composite of what all men are, mingling of a saint and sinner, dust and deity.

Gulled statistics wave the fan over the stinkers, underscore instances of dishonesty and brutality because they are “new”. What they really mean is that they are exceptional, unusual, not commonplace.

Buried under the frost is the fact: Less than one-half of one percent of policemen misfit the uniform. That’s a better average than you’d find among clergy!

What is a policeman made of? He, of all men, is once the most needed and the most unwanted. He’s a strangely nameless creature who is “sir” to his face and “fuzz” to his back

He must be such a diplomat that he can settle differences between individuals so that each will think he won.

But…If the policeman is neat, he’s conceited; if he’s careless, he’s a bum. If he’s pleasant, he’s flirting;if not, he’s a grouch.

He must make an instant decision which would require months for a lawyer to make.

But…If he hurries, he’s careless; if he’s deliberate, he’s lazy. He must be first to an accident and infallible with his diagnosis. He must be able to start breathing, stop bleeding, tie splints and, above all, be sure the victim goes home without a limp. Or expect to be sued.

The police officer must know every gun, draw on the run, and hit where it doesn’t hurt.He must be able to whip two men twice his size and half his age without damaging his uniform and without being “brutal”. If you hit him, he’s a coward. If he hits you, he’s a bully.

cropped-lra-logo-blue.jpgA policeman must know everything-and not tell. He must know where all the sin is and not partake.

A policeman must, from a single strand of hair, be able to describe the crime, the weapon and the criminal- and tell you where the criminal is hiding.

But…If he catches the criminal, he’s lucky; if he doesn’t, he’s a dunce. If he gets promoted, he has political pull; if he doesn’t, he’s a dullard. The policeman must chase a bum lead to a dead-end, stake out ten nights to tag one witness who saw it happen-but refused to remember.

The policeman must be a minister, a social worker, a diplomat, a tough guy and a gentleman.

And, of course, he’d have to be genius….For he will have to feed a family on a policeman’s salary.

What is a policeman? And Now The Rest of The Story



The paradox of choice

By: Psychologist Barry Schwartz

Barry Schwartz takes aim at a central tenet of western societies: freedom of choice. In Schwartz’s estimation, choice has made us not freer but more paralyzed, not happier but more dissatisfied.

I would like for you to consider if having more choices in your life makes it easier for you. Especially with money decisions. Today we are asked to make decisions on financial issues, cropped-lra-logo-blue.jpgbut we have limited skills in this area- if any. We are asked to choose where we are going to place our hard earn money: in a 401k, 457 , TSP or 403b retirement system. What mutual fund is best for us is left up to us to decide. Most of us LEOs do not have the background or knowledge to make an educated decision and later we fail to reach our financial goals. Were we set up for failure as LEOs, or have we gotten to the point where no one wants to make a decision? Well folks, listen to Dr. Schwartz, share with other LEO/Military and let me know what you think.

Commentary by: Felix A. Montelara
Author: Potencial Millonario


Are You Feeling Rejected? If so, Never Give Up

By: Felix A. Montelara, Author: Bulletproof Finances & Potencial Millonario

Never Give Up!

My Daughter Anya

I want to talk to you about rejection.  All of us have felt rejection before.  It can come into our lives in many different forms, such as when you don’t get the grade you want, the job you want, or even the girlfriend or boyfriend you want.  Many of the clients I talk to feel rejection with respect to money.  They feel that rejection when they try to get a loan, a mortgage, a credit report.  They feel rejection when they don’t have money for their bills, or when they can’t buy the things they want.  Rejection can often lead people to feel depressed, sad, or even hopeless.  I want to tell you about a few people who have been rejected in their lives.  Abraham Lincoln was one of the great presidents of the United States.  He actually ran for public office and was defeated seven times before he was elected president.   Think about the rejection he must have felt in each of those elections, after all the time and effort put into campaigning- just to lose again.  But Lincoln didn’t quit.  He was defeated, he was rejected, but he didn’t give up.  He kept going and he finally one.  Let me tell you about a person who was a reject from society. Abhram Lincoln  Let’s see if you can guess his name.  This guy was a teacher and preacher, but he was poor and never made much of a living at his work.  He had a small following and a group of close friends, but many of them abandoned him and rejected him when he needed them the most.  And then, worst of all, he was sent to help a nation of people, but they rejected him and called for him to be executed.  The very people he was trying to save chose to free a convicted criminal rather than him when they had the chance to free him.  After disparaging him, lying about him, selling his belongings, scattering his friends, and humiliating him, they finally watched him be killed when a court of law admitted that he had done no wrong.  Talk about the ultimate in rejection, the ultimate injustice.  Who was this man?  My friends, it was Jesus.  But even after all of this, even after being crucified on the cross, even after all of his suffering- did he give up?  Did he quit his mission?  Did he abandon all hope?  No, my friends, he didn’t.  He came back.  He was resurrected and came back victorious.  He finished teaching his disciples; he empowered them and sent them into the world to teach others.  And now we think of him as being the most influential man who ever lived.

lra logo  blueSo friends, when we are feeling rejected, let’s be rejects the way Abraham Lincoln and Jesus Christ were rejects.  Let’s be rejects who never give up.  Let’s be rejects who persevere and emerge victorious.

Are You Feeling Rejected? If so, Never Give Up


How A USAA Customer Went From -$42,000 Debt to a +$25,000

By Felix A. Montelaracropped-lra-logo-blue.jpg
Source: USAA Magazine

As a member of USAA,  I am proud to say that this is a company dedicated to those who have served.  USAA does a great good at protecting our family through many of their products without taking us  toward bankruptcy. USAA Jones I saw an article in the USAA Magazine that cuaght my eye and I wanted to pay it forward. Here is the story of Angelo Jones who not only got out of $42,000 in debt (disaster) but managed to save $25,000 allowing Jones to participate of the “American Dream” of purchasing a home.

For the rest of the story click on the following link (Logo):

Note: I am a USAA happy customer and I am not being paid. Best regards, Felix A. Montelara, Author: Potencial MillonarioAmonzon Book cover  



Aquí Comenzó el Podcast de Potencial Millonario

Aquí Comenzó el Podcast de Potencial Millonario

Aquí esta el primer episodio de potencial millonario.

Amonzon Book cover

Wow, déjeme saber cual es su opinión sobre como ayudar a otras persona a llegar a estar libre de deudas, y llegar a tener mas dinero.  Le doy las gracia a Luis Gierbolini por ser uno de los primero en hablar sobre su experiencia después de haber leído el libro Potencial Millonario

Aquí Comenzó el Podcast de Potencial Millonario

Aquí Comenzó el Podcast de Potencial Millonario


Financial Infidelity, Really?

By: The Potential / LEO Edition

Source: USAA Magazinelra logo  blue

Do you know someone that has committed Financial Infidelity?
Well here is the most important thing to do when avoiding falling into financial infidelaty. “Share information.” for the rest of the story.

Read this article by clicking on photo.

Courtesy of USAA





Do you know Someone that has committed Financial Infidelity?  For more articles that can help your financial life visit;


How Can I Create an Emergency Fund?

By:  Felix A. Montelara

Author of Bulletproof Fiances

Cash Emergency Fund
Cash Emergency Fund

I will discuss the importance of  creating and having an emergency fund, which is a separate savings account that is only used for emergencies.

law enforcement officers can greatly reduce stress, minimize  ethical matters, obtain security clearances, by creating an emergency fund.  It is reported that  the national salary estimate of police and sheriff’s officer is $58,720.  this is a gross estimate and those not include automatic deductions like, taxes, and health insurance costs.

Having an Emergency makes good personal financial sense specially if you have a family that depends on you.  It advise that is found in the Bible  as well.  Proverbs 13:11 states “Dishonest money dwindles away, but whoever gathers money little by little makes it grow.”  This passage deals with two aspects of money management: how you earn your money and how you save it.

First, how is your money earned?  Do you work an extra part time job or several part time jobs?  lra logo  blueYou must know that when you do this you are trading your time for money. The trade may not be a bad choice f you balance it.  Times is one thing in this world you can’t get back.  Treading your time for money is a means of paying for material things: utilities, homes, clothing, etc.  It will not make a person happy by itself and can affect your life forever. Especially if you are missing out on lifetime events.

Creating an emergency fund can  be interpreted as working and saving a portion of your income more diligently, or it could mean carefully making a budget so you can stop wasting your money on unnecessary things.

Many families with money problems actually earn enough- they are just unaware of how they are wasting their money.  For example, do you know how much you spend on coffee, vending machine snacks, or personal appearance products each month?  Could some of that money be saved instead? And you can participate of the lifetime events you would have missed.   You would be surprised how much money you waste.  This is why it is so important to make an honest budget and to really be aware of all of your expenditures each month.  It is likely help you create an emergency fund and you could end richer each month if we chose to save rather than waste.

As Proverbs tells us- those who strive to use money carefully and wisely will be rewarded.

Felix Montelara Lifetime In Event
Felix Montelara at Lifetime In Event with Daughter and Father.

The reward for the careful gatherer of money is that it will grow.  When you begin your savings account, it may seem painfully small.  But the Bible encourages us to keep working at it.  With time, the savings will grow.  God may reward your diligence and care with other positive outcomes as well- but you will never reap those benefits unless you begin the correct way.

I encourage every law enforcement  officer to take a look at how you earn your money and how you save it.  You can’t begin an emergency fund or savings account until you understand where your money comes from and where it goes.

Keep in mind that as Proverbs says, “whoever gathers money little by little makes it grow.”  There is no shame in saving a dollar here or there, if that is all you can afford.  Be proud of yourself for gathering that dollar, caring for it, and storing it away.  This is how your money will grow, and this is how Scripture instructs us to act.

I have spent my share of money on “STUFF,”

My POV 1974 Scamp
My POV 1974 Scamp, Stuff , I still own.

I did not need but rather really wanted. Yes I needed some “R&R” and a reward once in while but you can go to far wasting money that you can save for your emergency fund that will reduce your stress and provide you with peace of mind.

Please leave me your comments and tell me that you how you are not wasting your time…